Overview & Feature Analysis
Official IPPB banking service app
IPPB Mobile Banking
is a free
finance
application for mobile offered by India Post Payments Bank Ltd. It is the
official companion app
for
India's
Department of Post
under the Ministry of Communications. With it, users can take advantage of the various convenient
mobile banking
services that the institution offers.
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Compared to
U-Mobile - Union Bank of India
or
IndOASIS
, which are operated by private companies, IPPB Mobile Banking is owned and run by the Indian government and its postal service. This has the added benefit of integrated
account management
for both institutions right from the application itself.
Post office financial services
Countries all over the world have
post offices
that handle deliveries for anything from mail to packages, and everything else in between. The same is true for India's Department of Post, but what makes it interesting is that aside from parcel and mail delivery, it also offers
financial services
through the
India Post Payments Bank
, and its companion IPPB Mobile Banking app.
With IPPB Mobile Banking, you can easily manage both your
IPPB and Post Office Savings
accounts from a single platform. Avail of services such as
money transfers
,
bill payments
, and many others. Receive SMS notifications for all your transactions for easier tracking and balancing. You can also use the app for
in-store payments
across multiple merchants and partner establishments, making
cashless business
easier and hassle-free.
What's more, if you're enrolled in any
Post Office Savings Schemes
, you can make
direct payments
to them from the app itself. For all the things it offers and the promise of convenience, the actual experience of using the application is
inconsistent and unreliable
. From issues to connecting to servers to frequent crashes, it simply doesn't work as it should a lot of the time.
Needs a lot of work
If you're an account holder of either IPPB or Post Office Savings and are wondering if the IPPB Mobile Banking app is any good, you'll be disappointed to know that it is not. For all the convenience and services it brings, none of them matter with the
many issues and problems
that plague it. Skip it or wait for future fixes.